Damage to the laptop may cause due to any mechanical breakdown or accidentally drop that leads to big financial losses in terms of its repair and related business. So that’s why we going to explain each and every details on the ”7 Best Laptop Insurance in India”.
The laptop insurance provides a financial shield against the damage to the laptop or from theft or loss.
Table of Contents
Is Laptop Insurance in India is necessary?
Yes, the laptop insurance policy are necessary for those who’s work all depend upon the laptop or computer like the IT guys or financial expert because they use the high end technology or the expensive laptop. So that’s why the laptop insurance is must because it provides the financial protection against any theft, loss or damage to the laptop.
The laptop insurance in India offers comprehensive coverage for the laptop from various risk factor that could be the loss, mechanical damage, electrical damage or damage due to fire or water these all risk are include in laptop insurance.
Laptop insurance helps you to manage the heavy repair cost. There are many laptop insurance in India provided by the insurance companies with many offers and additional benefits.
Before purchasing any laptop insurance in India, you need to wait for few couple of days after buying the new laptop. The laptops buy in India or imported through officials are eligible for insurance policy.
ICICI Lombard Laptop Insurance in India:
The ICICI lombard is one the best general insurance providing company, ICICI lombard gives laptop insurance under ”Electronic Equipment Insurance Policy”, this policy is suitable for electronic equipment like laptop, printers, scanners, industrial electronic machines and server and data storage equipment’s.
ICICI Lombard Coverage:
That all include in all ICICI lombard General Insurance risk policy.
The policy broadly covers material damage to electronic equipment(which can include systems software)
It covers the damage due to sudden and unforeseen events.
The Policy covers the cost of external data media.
The policy includes the cost of reconstruction of data.
New replacement cost of the insured device including freight, erection cost and custom duty.
The policy insured the cost of restoring the external data media by replacing lost or damaged data media by new material and lost information.
ICICI Lombard Claim:
To settle the ICICI Lombard claim for your damage laptop insurance there are two way to settle the claim:
First: You can settle the laptop insurance claim procedure by contact the policy agent from whom you brought the insurance policy or by contacting the shop or official site form where you bought the laptop.
Second: Go to ICICI Lombard site and entering you laptop insurance details you can settle your claim process.
If you have any issue contact the ICICI Lombard customer service: 18002666 (Available 9 AM to 9 PM)
TIMES Global Assurance Laptop Insurance in India:
Times Global Assurance offers laptop insurance for every new or old Laptop. With Laptop insurance you can rest assured that your Laptop will always be under protection.
Be it screen damage, motherboard damage or theft of new or old Laptop, Times Global has got you covered. Offering affordable plans for both, new and used Laptops, Times Global Assurance has simplified laptop insurance.
We cover all Laptops and Thinkpads, Apple Mac-book Pro-Air, Microsoft Surface Pro, Acer Aspire, Dell, Toshiba, Samsung, Sony, Lenovo, MSI and so on. With Times Global Assurance, when tragedy strikes, you will no longer be scared because you have Laptop insurance to deal with the problem for you.
TIMES Global Assurance Coverage Laptop Insurance in India:
Cashless laptop insurance against screen crack, drops, damage & malfunctions.
The Insurance provide 90% of Invoice Bill on Stolen or theft laptop.
It covers Apple Mac-book Pro-Air, HP, DELL, LENOVO, ACER, SONY, SAMSUNG, TOSHIBA, MSI Microsoft surface Etc.
50% & 25% Premium Refund on No claim case only in 3 years & 2-year Protection Plan.
PLAN INCLUDE FREE EXTENDED WARRANTY WITH Laptop Protection Plan.
Times Global Assurance covers every kind of damage to the Laptop. Be it screen damage or broken internal parts, Time Global has got you covered.
In case of wi-fi failure, Times Global is ready to cover any cost relating to wi-fi issues.
Times Global will gladly cover expenses incurred on the repair or replacement of the laptop.
Times Global will replace the faulty battery and also help you with loose ports.
cover you beyond the manufacturer’s insurance or if the manufacturer denies coverage for normal use failures.
Times Global Assurance will cover insurance for repair to all RAM related problems.
Time Global Assurance covered the crash hard drive.
Syska Laptop Insurance in India:
Syska gadget or laptop insurance in India, has become India’s local electronic gadget or insurance selling company Syska provides a wide range of insurance policy for mobile, laptop, TV and many more electronic gadgets at affordable price.
Syska Laptop Insurance Coverage:
The policy provides the gadget insurance
The policy covered the cost for physical/fluid damage to the device
It covers the protection from fire and allied perils and virus protection also from the theft protection.
Syska Laptop Insurance Claim:
Step 1: Customer to call toll free Customer care no 1800 300 270 90 and report incident within 48 hours.
Step 2: Call Center Executive will guide about list of documents required and provides with “Claim Identification Number(CIN)”
List of Documents are : • Three photographs of the damaged handset (1 photo showing IMEI number clearly and the other 2 showing damages) • Photocopy of original bill on Claimant’s name • KYC documents: Self attested photo ID proof of Claimant • Insurance Claim Form completely filled and duly signed by the Claimant • Incident report • Cancelled Cheque • Medical Certificate (Only from MBBS or Relevant Specialist Doctor): · Required for all accident cases. · Required for all Beaten up or Hit & Run cases Note:If the customer purchases any of the covered brand of phones online,we will require his product delivery invoice/email later during the documentation process of his claim.
Step 3: Once all the documents uploaded by the customer are verified and approved by laptop Insurance in India i.e after the first level of approval. Customer will be required to courier damaged handset within 30 days from Incident Date to Syska head office on his/her own for the further processing of his/her claim.
Step 4: Authorised Service Center will upload documents on portal along with repair estimate for insurance approval.
Step 5: If case is approved the handset is repaired and customer is intimated about delivery date.
Step 6: If case is rejected, customer is informed via sms.
For iPhone Users:
Customers have to switch off “Find my Phone” before submitting the handset to ASC. Unless its switched off ASC will not be able to replace the handset. This will fasten the replacement process for iphone.
The customers who are willing to withdraw their claim or want to have their handset back without getting it repaired, after submitting their apple devices to the service center for repair/replacement and the estimation is already produced then they will have to pay Rs.2500/- for having their handset back without repair.
Syska Laptop Insurance Price:
Plan Rs. 1199:
Plan Rs. 1599
Plan Rs. 2199
Plan Rs. 4999
Reliance Laptop Insurance in India:
Reliance General Insurance provides the security to your personal computer and get covered for accidental damage and theft protection.
Reliance Laptop insurance in India cover:
Unforeseen and sudden accidental physical damage caused by fire and allied perils
Unforeseen and sudden accidental physical damage caused by a burglary
Damage due to accidental external means
Mechanical or Electrical breakdown
Reliance Laptop insurance in India Not Cover factor in Policy:
Willful destruction of the computer
Willful act or gross negligence
Faults existing at the time of commencement of the policy
Any fault or defect for which the manufacturer or supplier of the damaged computer is responsible
Loss and/or damage caused by wear and tear
Reliance General Insurance is one of the most trusted laptop insurance in India providing company.
There are variation in price range for laptop insurance in India which variate form Rs. 1000 to Rs. 7000 per year.
But there is the only one most trusted online insurance providing site which is OneAssist.
The most recommended plan for OneAssist Accidental & Liquid Damage Protection plan for Laptop from Rs. 50001 to Rs.70000.
Term and Condition:
Plan to be purchased laptop insurance in India only with NEW devices. Post-purchase, plan needs to be activated by the customer within 15 days from device purchase date.
Voucher code to activate the plan will be sent through SMS or e-mail, ensure your Amazon account has your email ID so that the voucher code can be sent to you via mail too.
Plan activation to be done as per the name mentioned in GOI ID Proof of the customer.
Free doorstep device pick up and drop service.
Maximum 2 claims during the tenure of membership. Customer to notify OneAssist within 48 hours of any kind of loss. All documents pertaining to any kind of claim to be submitted to OneAssist within 7 days.
Cashless repair in authorized service centre only, Excess charges will apply.
Protection plan is backed by insurance and is valid for one year only on the new device.
Lenovo Laptop Insurance in India:
To protect your Lenovo laptop from accidental/liquid damages and theft. OneAssist provide free pick up and drop within 24 hour.
24 x 7 on call assistant highlights the electrical and mechanical breakdown protection with authorized service center.
Plan starting Rs. 2499/year
Apple Laptop Insurance in India:
You can try Apple Care+ and the third party the most recommended plan for apple laptop is Apple Care+ start at Rs. 17000 compared to the 3rd party one which don’t even cost Rs. 2000.
Apple Care+ provides a smoother service and a better quality service.
The Plan. This contract (the “Plan”) governs the hardware service and technical support provided to you by Apple under the above-mentioned plan. The Plan covers the Apple-branded Mac computer or display listed on your Plan Confirmation (including any Apple-branded stand and/or VESA mount included with or purchased at the same time as your Apple-branded display), and the Apple-branded accessories contained in its original packaging (“Covered Device”).
Apple will also provide hardware service and technical support coverage for an Apple-branded mouse, Magic Trackpad, and keyboard is included with the Covered Device (or purchased with a Mac mini or Mac Pro), an AirPort Express or AirPort Extreme Base Station, AirPort Time Capsule, Apple memory modules (RAM) and Apple USB SuperDrive (“Mac Accessories”) if used with the Covered Device and originally purchased no earlier than two years before the Covered Device purchase. (For purposes of this service contract, the Covered Device and, if applicable, the Mac Accessories are referred to collectively as the “Covered Equipment”).
HP laptop insurance in India:
HP offers many hp care pack for there laptop the basic plan start form the Rs. 2497* there are 4 more hp care pack which are following:
HP 4 year NBD Onsite Hardware Support w/Battery Replacement at Rs. 8879*
HP 3 year Next Business Day Onsite Hardware Support w/ADP for Rs. 9770*
HP 4 year Next Business Day Onsite Hardware Support w/ADP for Rs. 14799*
HP 5 year Next Business Day Onsite Hardware Support w/ADP for Rs. 19138*
Extended coverage begins the date of PC purchase or PC ship date, whichever is later. You’ll get the most coverage and value if you buy this plan when you purchase your PC. With HP Pick Up and Return with Accidental Damage Protection Service, you’ll enjoy quick pickup, repair and return of your PC, shipping included.
You’ll also have access to 24×7 technical support and extended coverage—while keeping your PC covered by the manufacturer that knows it best.
Drops? Spills? We’ve got you covered from unexpected accidents. Extend and enhance protection beyond your standard limited warranty with reliable support, expedited repairs, and accidental damage protection. Multi-year options are available.
Drops and spills protection
Accidents happen, but fortunately your device is protected. HP will repair or replace your device if it’s been damaged from any accidental drops, spills, or electrical surges.
Reliable support 7 days per week
Connect with knowledgeable agents, available to you 7 days per week, and get your device repaired quickly with no unexpected costs.
Free and easy shipping
Does your PC need to be sent in for repair? Don’t worry! HP will mail you a pre-paid shipping label and box, so your repair shipping comes at no additional cost.
Dell Laptop Insurance in India:
You can’t prevent surges, drops and spills at work or at home, but you can recover from mishaps fast with Dell’s Accidental Damage Service¹.
Whether your devices are used in a classroom, a hospital, on the road or in an office, accidents are inevitable. So when an employee calls about a damaged device, you can be ready with Dell Accidental Damage Service. You’ll have peace of mind knowing you can easily repair or replace laptops used by your mobile employees, even when they’re traveling² or working off-site. That makes it an ideal option for systems that are routinely exposed to high-risk conditions, including devices like thin clients and those used in medical, retail, classroom, police and military settings.
Our Accidental Damage Service is a great choice at home, too. Whether your tablet screen gets cracked in your bag or purse or a drink is spilled on your laptop or thin client, you can count on Accidental Damage Service to keep your device up and running. Coverage for drops, spills, power surges and broken LCD screens makes it easy to get your device repaired.
Coverage for everyday accidents and high-risk situations This program picks up where your standard warranty leaves off. In the event that one of your covered devices is accidentally damaged, you simply contact us directly. After we identify the cause and extent of damage, we provide the repair services needed to get your equipment back in working order. If necessary, we can also provide certified data destruction and disk disposal services to help you meet compliance requirements.
Liquid spilled on or in unit
Drops, falls, and other collisions
Damaged or broken LCD due to a drop or fall
What’s not covered:
Damage due to fire
Intentional damage (such as hammer marks)
Consumable parts (ex. bulbs, toner)
Theft (covered under Accidental Damage with Theft Service)
Extend or Upgrade Your Warranty:
To request a service contract extension or upgrade you can fill out this form, you will be contacted by our warranty services sales team within 2 business days. They will provide you with options, a quote and can process the payments if you wish to extend or upgrade your warranty.
If you are a Business customer with a dedicated account team, please contact them directly for warranty services.
Please note the following support limitations, based on the original date of purchase:
Home systems Alienware: 5 years XPS: 4 years G Series: 4 years Inspiron: 4 years Tablet devices: 3 years
Business systems Precision: 5 years Latitude: 5 years Optiplex: 5 years Vostro: 4 years
How can I get laptop insurance in India?
There are many online and offline insurance providing company which provides laptop insurance in India at various price range that we already explain, but before purchasing any laptop insurance in India, you need to wait for few couple of days after buying the new laptop.
The laptops buy in India or imported through officials are eligible for insurance policy.
How much does laptop insurance cost?
It is difficult to predict the cost for laptop insurance without getting a specific details from an insurer. But as per some online laptop insurance in India the cost is upto Rs. 1000 to Rs. 7000.
But as per some laptop insurance which are provided by the the big brands like Apple, HP, Dell and OneAssist the is range from Rs. 2500 to Rs. 20000 for more details refer the article.
When can one buy a laptop insurance policy?
You can buy the laptop insurance policy after the warranty period which is provided by the manufacturer gets over or you can buy insurance at the time of purchase the new laptop to protect from the risk which are not covered by the manufacturer.
Does any insurance company in India provide cashless repair for a laptop under the policy?
Yes, there are some private companies like Times Global Assurance which they provide 90% of Invoice Bill on Stolen or theft laptop.
What factors are considered while deciding the premium amount by the laptop insurance companies in India?
The brand of the laptop, its value, and the rider options chosen along with laptop insurance in India policy are some of the factors that are considered while deciding the premium amount by the laptop insurance in India.