What is mPIN number?: Top 11 Queries to understand mPIN

A mPIN is the mobile personal identification number (mPIN), or sometimes redundantly a mPIN number, is a numeric or alpha-numeric password used in the process of authenticating a user accessing a system.

The mPIN’s mainly used to authenticate banking systems with cardholders, governments with citizens, enterprises with employees, and computers with users, among other uses.

what is mPIN number?

mPIN is used only when you transact through mobile keep in mind that this is a sensitive code, you should keep it safe.

Do not write it anywhere. Banks give this code to their customers when they register for Mobile Banking, you can set your mPIN using UPI App and USSD Banking.

What is mPIN number?

In the banking system the mPIN is used for authenticating or approving banking transaction by using the 4 digits numerical or alpha numerical password which is the mPIN.

It is a secret code of 4 digits (6 digits in some banks) which is similar to ATM PIN code. But it is different from ATM PIN. In this article, we are going to discuss in full about the mPIN there uses, there process of generation and many more so please stay tuned till the end.

What is the use of mPIN?

In simple words the mPIN is nothing but a password which is used to authenticate the by its user to give a permission that the user with allows the bank fund transaction or any other purpose.

mPIN is a very important code in Mobile Banking this is required only for funds transfer using your mobile. It is used in the following Transaction mode:

  • SMS Banking
  • Mobile Banking
  • UPI app
  • IMPS
  • IVR

Why mPIN is required?

There are 2 types of Authentication done to protect Banking Transaction like you get money from ATM using your ATM and PIN. In the same way when you use mobile, Authentication should be done in 2 ways here too.

In Mobile Banking, the first Authentication is your Mobile Number. This is the reason that you can do Mobile Banking only through Registered Mobile Number.

Second Authentication is your mPIN. Only you know it and you can remember it. This makes your Mobile Transaction securem, if there is no mPIN, then anyone can do mobile transaction using your mobile.

How to get mPIN?

To use mPIN, you need to register for Mobile Banking. When you register for Mobile Banking, then your bank will give you mPIN with User ID.

You can also create it yourself using USSD Banking and UPI Apps. Using UPI App the process of obtaining mPIN is very simple. You just need to login to UPI App and you will get the option to create mPIN.

How to generate mPIN?

Generating mPIN is the simple procedure after registration on UPI services. The registration details are like you must fill out your personal details, Virtual ID and Banking details like your ATM card number after choosing the you operating Bank then enter password of your choice.

The UPI pin is same like mPIN but there are difference in length of the code because some bank has 4 digits (6 digits in some banks) which is similar to ATM PIN code. But it is different from ATM PIN.

Follow the procedure to generate the mPIN:

  • Go to your profile section
  • Choose the Create/Change mPIN option
  • Enter your ATM or debit card expiry date along with the last 6 digits in the relevant field
  • Enter the OTP pin generated by your bank which is sent to your registered mobile number
  • Enter your desiring mPIN and click on Submit button

mPIN generation for ICICI Bank account:

mPIN is a 4-digit code used to authenticate your IMPS transactions while doing transactions on National Unified USSD Platform (NUUP) or ICICI Bank’s Call to Pay service to make bill payments.

  • Generate mPIN by using iMobile app:
    • Download the Mobile application
    • Log in to Mobile app
    • Select service and Aadhar then go to Tools
    • Click on Create/Change Login PIN
  • Generate mPIN by mPIN generation link:
    • Go to mPIN generation link
    • Enter your 12-digit account number
    • An OTP will be sent on your mobile number registered with this account.
    • Enter the OTP and set your 4-digit MPIN.
    • Verify the transaction using grid card values as indicated.

What is mPIN in Airtel?

Airtel has launched its Payments Bank recently. If you want to register yourself for Airtel’s Payments Bank, you do not need to go anywhere or submit any kind of documents. It is a paperless approach, using Aadhaar-based e-KYC.

In Airtel’s Payments Bank your mobile number will be your account number for the Payments Bank. You need to create mPIN for authenticating the transacation and also for security purpose. Follow the steps to generate the mPIN:

  • Go to Airtel Money site
  • Click on Register now
  • Enter your contact details:
    • Mobile number
    • First name and last name
    • email ID
    • Date of birth
  • Choose mPIN and again confirm your mPIN
  • Click on Submit button then OTP will be generated
  • Enter OTP then click on Register button

What is mPIN in SIB?

SIB M-Pay – there mobile banking product, allows you to perform instant interbank and intra bank fund transfer (IMPS), mobile recharge and DTH recharge through your mobile.

The registration process for the SIB mPay is very simple you can do these process through your nearest SIB bank or through the SIBernet Banking

  • Go to SIBernet Banking site
  • Login SIBernet
  • Go to Request section
  • Then click on Register SIB m-Pay

Within 24 hours of registration, you will receive a 4 digit temporary MPIN and a 7 digit MMID via SMS to your registered mobile number.

To activate SIB M-Pay service, send SMS CP to 9870900876.

You will immediately receive an automatic IVR Call from Paymate. Follow the directions in the call to change the temporary MPIN you received via SMS to another 4 digit MPIN of your choice. You can avail all SIB M-Pay services after the MPIN is successfully changed.

What is mPIN in OBC?

OBC bank is the oriental bank of commerce is in existence since 1943 and is providing it’s services to all the customers to the maximum extent possible for the bank. The bank is one of the major public sector banks in India.

The head quarters of the oriental Bank of commerce is in Gurgaon and is operating in various cities all over India.

You can easily reset your MPIN of OBC bank by using USSD.
Here are the few easy steps to change your OBC MPIN online.

  • Call *99# from your registered mobile number.
  • Enter your banks IFSC code or the first 4 letters of your banks name or first two digits of bank’s numeric code and click send.
  • Enter 7 in the next level to have access to mPIN option.
  • Enter 2 and then click send.
  • Enter your old mPIN and then your new mPIN and confirm it and then click send.

Your mPIN has been safely changed by following the above steps.

What is mPIN in Axis bank?

After you have registered your mobile number with the bank, you can activate the mobile banking services by following the steps mentioned below:

  • Process for generating mPIN:
    • Download Axis Bank’s mobile banking app
    • Launch the app and click on ‘Login’
    • An SMS will be sent to your registered mobile number for verification
    • Enter your name and set your mPIN.
    • After setting the password, you will be logged in to the app.
    • You will be required to authenticate by providing your internet banking login ID and password or your debit card details.
    • Choose your preferred mode of authentication and provide the necessary details.
    • After providing these details, you will be able to use the app and carry out numerous banking tasks through the service.
  • Process for change Axis Bank mPIN:
    • Launch the Axis Bank mobile banking app.
    • Go to the ‘Settings’ menu
    • Select ‘Change mPIN’ option
    • Enter the current mPIN and set the new mPIN
    • You can now log in using your new mPIN
  • If you forget your mPIN and are not able to log in to the app due to that, you can follow these steps to resolve the issue:
    • Open your Axis Bank app
    • Go to the login page and click on ‘Forgot mPIN’ option.
    • After verifying your details, you will be able to set a new mPIN

What is mPIN in SBI?

The registration process for SBI mPIN generation is very simple, just follow the steps to understand the complete procedure:

Send a SMS <MBSREG> to 9223440000/ 567676.

You will get a User ID and default mPIN over SMS after these you need to change your default mPIN with your choice of pin. There TWO methods to change mPIN. Let us see one by one:

  • Change the mPIN by using the Application:
    • login in the application by using the USER ID and default mPIN
    • Before changing the mPIN you need to accept the term and condition
    • Enter the default mPIN in ”old mPIN” and new mPIN of your choice enter in ”new mPIN”
    • Confirm the ”new mPIN” once again
    • Choose the option ”Change”
    • You will received SMS on the confirmation of change in mPIN
  • Change the mPIN by using WAP site:
    • Open the browser of the mobile phone
    • Go to http://mobile.onlinesbi.com/
    • A screen will be displayed asking for Login id and Pin
    • Enter the User ID and the default MPIN in the respective fields and select ”Login”
    • The next screen will ask for WAP login id which will be received over SMS
    • Enter this WAP login id in the browser screen. If the mobile phone does not facilitate accessing the Inbox while using another screen, the user will have to exit the browser and then open the inbox to access the SMS having the WAP login id. The user will open the browser again and follow the procedure detailed above to enter the Login id and default MPIN. The next screen will ask for WAP Login id. Enter the number received over SMS and select ”Send”.
    • If details entered are correct, the next screen with the Main Menu of the Mobile Banking Service will be displayed.
    • Change the default mPIN by selecting “Settings” from Main Menu and choosing “Change mPIN”. The default mPIN has to be entered in the “old mPIN” and a new mPIN of your choice (6 digits) in the “new mPIN” which has to be confirmed by entering the new PIN once again in “Confirm new PIN” and submit.

People Also ask:

How do I get my mPIN?

  1. Go to MPIN generation link.
  2. Enter your 12-digit account number.
  3. An OTP will be sent on your mobile number registered with this account.
  4. Enter the OTP and set your 4-digit MPIN.
  5. Verify the transaction using grid card values as indicated.

Where is mPIN number?

Although the mPIN is masked, the Entity Administrator will be able to view the last 4 digits of the mPIN on the Business Information page of the SAM registration.

Is UPI and mPIN same?

mPIN (Mobile banking Personal Identification Number) is a passcode that is used to make any kind of mobile banking transaction like IMPS, NEFT or National unified USSD Platform whereas UPI PIN is needed to authenticate UPI-based payments.

What is mPIN in BOB?

mPIN is 4 characters numeric pass code, which is used to authenticate your transactions on, Submit request to generate new mPIN at your branch. After verification of data you will get new mPIN on your mobile through SMS.

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